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At Harvey Norman, we offer a wide range of finance options to suit your needs and ensure a smooth and affordable shopping experience. You can now shop in-store and online with flexible payment plans on a wide range of products, including computers, electronics, bedding, and furniture.
IN-STORE
Instalment plans available for up to 48 months.
Terms & Conditions Apply*
ONLINE
Instalment plans available for up to 24 months with 0% interest.
Terms & Conditions Apply*
Frequently Asked Questions
How do I apply for IPP or EPP?
- Add your product(s) to the shopping cart and proceed to checkout. To opt for an interest-free Instalment Payment Plan (IPP) or AMEX's Easy Payment Plan (EPP), spend a minimum of S$500 (maximum S$20,000) in a single order.
- Select Instalment Playment Plan and your preferred bank (DBS, UOB or AMEX) as your payment method.
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- Proceed to make payment and select your preferred credit card type.
- Enter your credit card details.
- Select your preferred instalment payment plan.
- Complete the payment.
- The full amount of your purchase will be reflected in your order confirmation email. (Please note that your monthly payment will be reflected in your next monthly credit card statement)
What credit cards can be used for IPP or EPP?
- IPP is available for DBS & UOB credit card (Visa & Mastercard) only.
- EPP is available for American Express (AMEX) Cards issued by American Express International Inc., in Singapore. American Express Corporate Card and American Express Cards issued by United Overseas Bank Limited and Citibank Singapore Limited are not accepted.
Is there a minimum purchase required?
- Yes, minimum purchase is S$500 - either a single product or a combination of products which add up to $500 or more.
What are the tenure options available?
- You can opt to make payment over a period of 12 and 24 months.
Are there any other additional fees?
- No, there are no other processing or additional fees. You only have to pay the total transaction value.
Can I change payment mode after placing my order with IPP or EPP?
- Once you have submitted your order, you will not be able to change your payment method.
Is there a waiting period before my IPP or EPP transaction is approved?
- Once the payment has been approved by your credit card issuer, the transaction will be processed immediately.
Are debit cards eligible for IPP or EPP?
- No, IPP and EPP are only applicable for credit cards.
